Banks, investors, and innovative lenders from across the country assembled this past September at the AltLend Innovative Finance for Small Business Conference to discuss critical aspects of the booming small business lending space.

This year’s AltLend Conference saw numerous speakers from Lendio, Fundation, SmartBiz, Merchant Cash & Capital, Lending Club, Dealstruck, Funding Circle, Kabbage, Creditera, Biz2Credit, Prime Meridian Capital Management and Direct Lending Investments speak on various themes and opportunities within the small business lending marketplace.

One such conference discussion saw Orion First Financial Founder and CEO, David T. Schaefer, team up with BIZ2Credit Founder and CEO, Rohit Arora, to speak about risk in the evolving P2P and Direct Lending space. Their topic: Understanding Risk: Benchmarking and Stress Testing Innovative Small Business Loans.

Keeping things topical, Mr. Schaefer fleshed out the internal and external factors that contribute to a portfolio’s performance.  From underwriting to cyclical conditions, Dave sought to uncover certain truths as they relate to a market in flux undergoing a paradigm shift. His thesis? Combine algorithms, gut instinct and – most importantly – performance history, to make better funding decisions across the board.

You can read more about Dave’s thoughts on understanding risk for better performance in this emerging marketplace by clicking the link below. This article was published in the September/October 2014 issue of the Daily Funder.

Click the image to the left to download a
PDF of Dave’s article from the Daily Funder or
CLICK HERE to read the article online.